THINGS TO KNOW

Pension :

1 Invalid pension and disability pension are distinct pensions and their
payments are regulated as per CCS (Pension) Rules and CCS (Extraordinary
Pension) Rules, respectively. Thus the minimum limit on the total of two
pensions does not apply. However the amount of disability pension and invalid
pension, combined together, should in no case exceed the last pay drawn.

2 The maximum limit for commutation has been raised to 40% w.e.f. 1.1.1996.A
Government servant is now entitled to commute for a lumpsum payment up to 40% of
his/her pension.

3 Dearness Relief equal to 50% of basic pension/family pension is treated as
Dearness Pension w.e.f. 1.4.2004.

4 Provisional pension and provisional gratuity (up to 100%) should be sanctioned
by the Head of Office if he were of the opinion that the Government servant is
likely to retire before his pension or gratuity or both can be finally assessed
and settled in accordance with the relevant rules.

5 In the case of a missing Government servant, family pension can be paid after
a period of one year from the date of lodging an FIR with the police
authorities.

6 A judicially separated spouse of the deceased Government servant with children
can get family pension after the children cease to be eligible till his/her
death/remarriage, whichever is earlier.

7 Dependent parents and widowed/divorced daughter/unmarried daughter are now
included in the definition of family for the purpose of consideration for grant
of family pension.

8 Family pension is also admissible to a posthumous child and also to children
from the void or the voidable marriage as per the relevant provisions in the
rules.

9 Normal family pension is now at a uniform rate of 30% of pay last drawn,
subject to a minimum of Rs. 3500 (w.e.f. 1.1.2006).

10 Family pension is admissible to children from the void or voidable marriage
in their own turn, after the legally wedded wife ceases to be the recipient of
the family pension.

11 In the event of death of a family pensioner, the arrears of family pension is
automatically payable to the eligible member of the family next in line.
Succession certificate for payment of the arrears is required only in such cases
where there is no eligible family member after the death of the family
pensioner.

12 Full pension is payable for govt. servants rendering 20 or more year of
service as per 6th pay commission recommendations w.e.f. 1.9.2008

Gratuity :

13 The maximum limit of all types of gratuity has been raisedto Rs. 10 lakhs
w.e.f. 1.1.2006

14 Dearness Allowance admissible on the date of retirement/death is included in
the emoluments for the purpose of computing all types of gratuity.

15 Interest (at the rate applicable to GPF deposits determined from time to time
by the Government of India) is payable on delayed payment of DCRG, if itis
delayed beyond three months from the date of retirement.

Post-Retirement Employment :

16 No permission is required for post-retirement employment with a university as
it is not treated as commercial employment.

17 Post-retirement employment with a black-listed firm may not be considered for
approval.

18 Retired Group ‘A’ Officers are required to furnish half-yearly declaration in
the prescribed form about acceptance/non-acceptance of commercial employment
within India or of any employment under any Government outside India, within one
years from the date of their retirement.

19 Only intimation (not prior permission) is required in case of Group ‘B’
Officers for accepting commercial employment within two years of their
retirement. However, while sending the intimation, they should specify whether
or not they have had any official dealing while in Government service, with the
private employer, with whom they are taking up commercial employment.

Qualifying Service :

20 Qualifying service of 3 months and above may be rounded-off into a completed
six-monthly period for the purpose of computation of both pension and DCRG. The
period of nine months would thus be considered as two half years.

21 Dismissal or removal of a Government servant from a service or post entails
forfeiture of his/her past service

Miscellaneous :

22 PPO should be issued so as to reach the Government servant at least one month
in advance of his date of superannuation.

23 No specific orders are necessary for retirement on due date.

24 Retirement benefits up to Rs. 10,000 can be paid through uncrossed
cheque/demand draft.

25 Encashment of leave is a benefit granted under CCS (Leave) Rules and thus not
a pensionary benefit. As per the current provision, no interest is payable on
the delayed payment of leave encashment.

26 Payments under Central Government Employees Group Insurance Scheme (CGEGIS)
are not terminal benefit and can not be withheld. No Government dues can be
recovered from the accumulation except the amount claimed by the financial
institution as dues from the employee on account of loans taken for house
building purpose.No interest is payable on account of the delayed payments under
this scheme.

27 Dues to Municipality (water and electricity charges etc.) and Co-operative
Societies are not treated as Government dues, since Municipal Committees and
Co-operative Societies are not considered as Government bodies/organizations. No
recovery of such dues can be made from the DCRG.

28 Only arrears of license fee can be recovered from dearness relief.

SOURCE : PENSIONERS PORTAL