| Central governmentemployees, serving and retired, who have subscribed to the Central Government Health Scheme (CGHS) would now be able to claim reimbursement of their actual hospitalization expenses beyond the CGHS package rates, with the government easing conditions that enable them to use medical insurance policies to enhance their spending. This could spur demand for policies from government employees. A recent circular from the Ministry of Health and Family Welfare states that CGHS beneficiaries will be allowed to claim their hospitalization expenses not only from CGHS/ministry but also from insurance companies provided that the reimbursement being claimed does not exceed the total expenditure incurred by the beneficiary. Earlier, CGHS beneficiaries could claim CGHS and insurance firms such that the combined amount does not exceed prescribed package rates. CGHS has empanelled select hospitals that follow the package rates provided by it. However, the package rates are lower than the market rates. This move helps a beneficiary to claim his expenses from an insurer in case the claim is beyond the CGHS package rates. |
Post Top Ad
05 May 2010
CGHS beneficiary can also claim Health Insurance now
Subscribe to:
Post Comments (Atom)
Disclaimer
The contents and information given in this blog are purely informative in nature and should not under any circumstances be taken as authority. Allcgnews blog may contain typographical errors in its contents. All efforts had been made to ensure accuracy of the content on this blog. The same should not be construed as a statement of law or used for any legal purposes. ALLCGNEWS accepts no responsibility in relation to the accuracy, completeness or otherwise, of the contents. Users are advised to verify/check any information with the relevant departments and to obtain any appropriate professional advice before acting on the information provided in the blog. We cannot guarantee the availability linked pages at all times.
No comments:
Post a Comment
Feel free to drop your comments and suggestions